Short-term loans for long-term gains

Our Secured Business Loan uses the equity in residential property as security, which is why our rates are far more competitive than an unsecured loan.

This loan is designed to support business growth, whether it’s consolidating debt, purchasing property, refinancing a loan, improving or renovating property, or investing in business opportunities.

Flexible approach

  • Repayment terms of 6 – 60 months.
  • Interest Only and Principal & Interest available.
  • We look for ways to make the deal work.

Quick turnaround times

  • Lodge an enquiry form: 5 minutes.
  • Get an indicative loan approval: 24-48 hours.
  • Settlement: within 2 weeks.

Reliable and reputable


We’ve been in securitised lending for nearly 40 years Our funds are sourced from multiple warehouse lines We have more than $14 billion in assets under management
Product offering summary
Secured Business Loan
Loan size $150,000 - $3,500,000
Security • Registered first mortgage over residential property
Term 6 - 36 months
Rates From 10.50% p.a.
Repayment type • Principal & Interest (for terms <36 months)
• Interest only (for terms <36 months)
• Prepaid Interest (up to 12 months – fixed rate only)
LVR Up to 70%
Minimum credit scores >600

Rates, fees and features
Rates Secured Business Loan
Variable rates 10.50%
Fixed rates 10.50%

Fees Secured Business Loan
Application fee $990
Lender risk / establishment fee 1.8% when NAF <$750,000
1.5% when NAF >$750,000
Monthly account keeping fee $100
Legal costs At cost
Valuation costs At cost
Brokerage Up to 3.30% including GST

Features Secured Business Loan
Approved loan purposes • Purchase
• Refinance
• Working capital
• Debt consolidation
• Property improvement / renovations
• Business investment opportunities
Acceptable property categories • Category 1
• Category 2
Required documentation* • Formal application request
• Privacy consent

• Proof of address
• Business purpose declaration
• Serviceability confirmation
• Confirmation of primary (and secondary) exit strategy
• Deed of priority / priority agreement with the first encumbrance holder on all second mortgage loans
Need to know:
*Resimac Asset Finance reserves the right to request additional financial information and decline any application even if it fits our credit matrix. These rates are to be used as a guide only. Final rates and pricing remains at the sole discretion of Resimac Asset Finance. The information on this document is of a general nature and does not comprise professional advice or product recommendation. Before making any decision about any of the products and services featured or recommending them to your customers, please ensure they consult with their own independent legal, taxation and financial advisors, who can advise them about their personal circumstances.
Resimac Asset Finance Pty Ltd is a registered member of the Australian Financial Complaints Authority for dispute resolution. Eligibility criteria apply. The rate shown applies only to borrowers with excellent credit history and meet our lending criteria. Resimac Asset Finance Pty Ltd also offers loans at higher rates to applicants subject to our lending criteria and pricing. Terms and conditions apply to all loans. This list is not the full lending criteria. Please contact your Relationship Manager for further details or to discuss exceptions.